Rideshare services like Uber and Lyft raise concerns about safety and liability in the event of accidents. The people who use these services often wonder about their legal rights and options in the event of a crash, especially in serious collisions resulting in injuries or wrongful death. People can sue a rideshare company for injuries suffered in an accident, but these cases are complicated.
There are often multiple parties involved, including the rideshare company, the driver, passengers, and potentially other motorists or pedestrians. Determining liability and seeking compensation can be a daunting task. An experienced rideshare accident attorney can help.
In this blog post, we’ll look at the question of when and how a rideshare company can be held liable for injuries from an accident involving one of its drivers. We’ll explore the various factors that come into play, including the legal framework governing rideshare company liability, common challenges faced by those seeking compensation, and the importance of seeking legal assistance in such cases.
Understanding Liability in a Rideshare Accident Claim
Rideshare services have revolutionized the way people commute and get around town. They have become a staple in many cities, offering an alternative to traditional public transportation. However, along with the convenience they offer, rideshare services complicate the process of trying to get compensation after a crash. Who can be held liable, and what factors come into play?
The relationship between rideshare companies, drivers, and passengers is a dynamic one, combining convenience and complexity. Rideshare companies like Uber and Lyft act as intermediaries, connecting passengers in need of transportation with independent drivers willing to provide rides. These drivers operate their own vehicles and work on a flexible schedule, essentially serving as contractors for the rideshare company. Passengers use mobile applications to request rides and pay for transportation services.
While rideshare companies generally assert that their drivers are independent contractors rather than employees, courts and regulatory bodies have increasingly scrutinized this classification, particularly concerning the issue of liability.
Additionally, liability may be impacted by factors such as the driver’s negligence, the actions of other motorists involved in the accident, and the extent of damages suffered by those affected. Determining rideshare company liability requires careful examination of the specific details and circumstances surrounding each accident.
Rideshare Services and Insurance Coverage
Rideshare insurance policies typically cover accidents that occur while drivers are actively engaged in providing rides through their platform. However, the specific coverage and limitations of these policies can vary depending on factors such as the driver’s status at the time of the accident and the jurisdiction in which the incident occurs.
For instance, if a rideshare driver is actively transporting a passenger at the time of the accident or en route to pick up a passenger, the rideshare company’s insurance coverage may come into play to compensate injured parties. However, if the driver is not logged into the rideshare app or is otherwise not engaged in providing services for the company at the time of the accident, the company’s liability may be limited. Let’s break it down.
Insurance Coverage Breakdown
Period 1: Driver is Logged into the App but hasn’t Accepted a Ride Request
- Coverage Amount: Limited Liability Coverage
- Dollar Amount: Typically around $50,000 for bodily injury per person, $100,000 for bodily injury per accident, and $25,000 for property damage per accident.
- When it Applies: When the rideshare driver is logged into the app and available to accept ride requests but has not yet been matched with a passenger.
Period 2: Driver has Accepted a Ride Request and is either En Route to Pick Up the Passenger or is Transporting the Passenger
- Coverage Amount: Greater Liability Coverage
- Dollar Amount: Generally between $1,000,000 and $1,500,000 for bodily injury and property damage per accident.
- When it Applies: Once the rideshare driver has accepted a ride request and is en route to pick up the passenger or is actively transporting the passenger, the coverage increases to provide greater protection for both the driver and the passenger.
Specific coverage amounts and details may vary depending on the rideshare company and the state in which the accident occurred. Uber and Lyft have slight variations in their policies. Additionally, drivers are typically required to maintain personal auto insurance policies, which may also provide coverage in certain circumstances.
Navigating these complicated claims often requires the assistance of experienced legal counsel. A Berry Law attorney familiar with the process of handling rideshare accident claims can be a valuable ally. They can advocate on behalf of injured parties and ensure that their rights are protected.
How Can a Lawyer Help After a Rideshare Accident with Injuries?
Consulting with a personal injury attorney is often the first and most crucial step after a rideshare accident with injuries. A lawyer can protect their client’s rights while pursuing compensation for injuries and losses sustained in the crash.
One of the primary roles of a personal injury attorney in a rideshare accident claim is to assess the merits of the case and advise clients on the best course of action. They can review the details of the accident, including the extent of any injuries, the circumstances surrounding the crash, and any available evidence to prove liability.
A personal injury attorney can file a claim or lawsuit against the rideshare company, the driver, or other potentially liable parties. A lawyer will handle all communication with insurance adjusters and negotiate to seek a settlement. If a settlement can’t be reached, or there are other legal issues around the crash, an attorney can go to court to litigate the case before a judge or jury.
Rideshare companies like Uber and Lyft, and their insurance providers, may dispute liability or the extent of the injuries involved, leading to denied claims or delays in the settlement. A personal injury attorney can help address these challenges and keep the case on track. They will work to secure the compensation their client needs to move forward with their life after a rideshare accident.
Berry Law’s Team Provides You With Multiple Attorney Perspectives
Contact Berry Law for a Rideshare Accident Claim
When faced with the aftermath of a rideshare accident, securing the guidance of an experienced personal injury lawyer can make all the difference. At Berry Law, we understand the intricacies of rideshare accident claims and are committed to fighting for the compensation our clients deserve.
Our team of knowledgeable attorneys will provide personalized attention to each case, recognizing that every claim is unique. Berry Law provides compassionate support and vigorous advocacy every step of the way. Contact us today for a free consultation. Call (402) 466-8444 or contact us online.
